Is Royal Sundaram Car Insurance Worth Your Investment?

Every person wants a good coverage plan, an easy claim process, and support on demand when getting car insurance. Many people choose Royal Sundaram as one of the car insurance companies in India. But is Royal Sundaram car insurance good for your money? This blog will cover the features and benefits of Royal Sundaram car insurance to see whether it is for you.

What is Royal Insurance Car Insurance Coverage?

The Royal Sundaram Insurance Company is a private insurance company in India. This company offers third-party insurance (mandatory) and comprehensive insurance (which covers your car as well). Thus, if you are doubtful about is Royal Sundaram car insurance good, the answer is yes if it suits your policy needs.

Their policies protect against damage from accidents, fires, theft, natural disasters, and other events. They also provide up to ₹15 lakh personal accident cover per person (owner and driver). If you desire additional protection, you can select any of several add-ons.

Key Features of Royal Sundaram Car Insurance

1. Smart Claims Process using Express Claims Service

Royal Sundaram has an “Express Claims” service in select cities. In case there is damage to your car, they can pick it up within 2 hours and promise to deliver the repaired car within three working days. Customers who depend on their vehicle every day and cannot go long without a repair find this especially helpful.

2. Over 5,000 Cashless Network Garages

You also don’t have to worry about making payments upfront for repairs, as you have access to one of the largest networks of cashless garages in India. This makes a difference during these unforeseen accidents because cash is stressful.

3. Support for Electric Vehicles (EVs)

Car insurance plans for electric vehicles are now available from Royal Sundaram. This includes coverage of battery-related damage and parts unique to EVs. This is what every insurer is not currently offering.

4. Customised Add-On Covers

Rather than buying one-size-fits-all Royal Sundaram insurance plans, you can select from add-ons. You can customise a policy to suit your requirements. They offer zero depreciation, NCB protection, engine protection cover, return to invoice key loss cover, etc.

5. Automatic Policy Renewal Notifications

You receive renewal reminders through email and SMS to ensure you don’t have a policy lapse. There is an auto-renewal feature for no-miss payment customers.

Advantages of Royal Sundaram Car Insurance

1. Pay Strong Cashless garage network

With a network of 5,000+ cashless garages to avail of the service across India, Roal Sundaram provides a wide reach and all-inclusive service coverage. It allows you to have your car repaired without paying upfront in case of emergencies or sudden breakdowns.

2. Fast Claim Processing in Certain Cities

Royal Sundaram provides fast claims service. They offer 2-hour pickup and 3-day repair assurance in cities like Chennai, Hyderabad, and Bangalore. This is a big advantage when you desire speedy service with minimal wait.

3. Flexible Add-On Options

This insurer provides more add-ons, such as zero depreciation, engine protector, and NCB protector, which are helpful. These enable you to tailor-make your policy with add-ons instead of getting a one-size-fits-all plan.

4. Personalised Online Services

Buying, renewing, or claiming your car insurance becomes easy on Royal Sundaram’s website and mobile services. It is convenient for people who like to manage things online without papers or an agent visit.

5. Digital Policy Insurance

The company publishes policy documents electronically instantly after payment. It cuts out the wait time and allows you to get coverage quicker, like when buying a new vehicle or renewing an expired policy.

It is wise to read the policy documents carefully and compare various insurers before deciding.

 What Do Customers Say?

Customer reviews are mixed. Many people appeal to Royal Sundaram's fast service, simple online claims, and friendly staff. Royal Sundaram is usually rated above 4.0, so most customers will be happy with the service. Many users also appreciate the transparency in policy details and timely claim updates. You can find more details on review websites.

Comparison with Other Insurers

When compared with other well-known insurance companies like HDFC, ERGO, ICICI Lombard, or BAJAJ Allianz, Royal Sundaram has the following benefits. 

• Easy online processes

• Good add-on options

• A wide network of garages

Some competing providers may have better mobile apps or better claims features. It depends on what you want from your insurer.

Final Thoughts

Therefore, is Royal Sundaram Car insurance good for you? It is the right option if you want a plan that covers the basics, offers add-on options, and provides easy online support. However, Royal Sundaram is worth an investment if you are like most car owners looking for balanced coverage.

To get the best insurance for your needs, always compare quotes, check customer reviews, and read the policy terms.